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Being an Overseas Filipino Worker is not easy. It takes a lot of sacrifices and you can only imagine how difficult it must be to work in a foreign land away from your loved ones. OFWs endure the loneliness and hardships just to give their families a better future. As the years go by, you realize that you cannot be an OFW forever. You eventually want to rest and retire but of course, you need to make sure you have enough funds to do this.

Saving is most people do but is it enough? Here are the reasons why investing in real estate is the best way to go:. Whether you own a condominium, townhouse, duplex or single-family home, maximizing income is always a high priority for any investor. Doing the minimum will usually lead to minimal returns in terms of money and time of tenant occupancy. How you market your rental determines the number and quality of applications you receive for your property.

There is a number of marketing strategies you can use to increase exposure and get more tenants. Look for different real estate investing websites and list your property on more than one platform. The internet is the first place tenants search for properties so be sure to strategically market online. Depending on the location and type of rental property you own, you can also target a specific group of tenants that may be likely to rent out your property such as university students if your property is near schools, or employees if your property is near businesses.

Choosing qualified tenants to rent out your property is vital to maximizing the ROI of your rental. Having an unqualified tenant can cause problems and can be one of the most draining mistakes any property owner can make. In your screening process, include a background check, verification of income and employment, rental history, criminal check, and reference check.

It all starts at the curb, the first impression of a home and a spot most investors neglect. Many forgo the fresh coat of paint, leave the dilapidated fence up, forget to wash the driveway, and spruce up the yard. This is not a good sign of potential renters and is a reflection of how they see your maintenance style. While some property maintenance is generally out of your hands when it comes to condos or townhouses, you have to ensure your monthly homeowner fees are put to good use and funds are allocated to exterior maintenance.

The most important areas of the house to good tenants will be the kitchen and the bathrooms. Invest in good, high quality, matching appliances as it is among the first things a renter usually looks at after entering a potential new home. Older appliances may require unending maintenance and will cost you more in the long run. A little paint goes a long way, and fresh paint on the walls and cabinets will make your rental look new and welcoming.

Use neutral colors that will match any furniture that your incoming tenants may have. Investing in higher quality light fixtures, adding new ceiling fans, upgrading all faucets will give the rental property a more polished pulled-together look. Tenants notice door handles, locks, and window blinds. If your condominium is set up with a laundry area, you can add a washer-dryer set to increase the value of your property. Find quality long-term tenants that take care of your property and pay consistently.

When you find these people, do what you can to keep them. Keep in mind that rent is not the only factor that keeps tenants from moving out. The other key is customer service. Whether you personally manage your properties or have a property manager, make sure your tenants feel respected and heard. If your tenants inevitably leave, start posting ads and spreading the word about your vacancy the minute you get a word in order to keep the transition period to a minimum.

Moving costs tenants money too. If the value of their current rental is significantly better than the value of a new rental plus the cost of moving, you still have the upper hand. Do a little research on other rentals in the area by checking out sites such as Locanto. ph, OLX, or Lamudi. Consider the following: let your tenants know about an increase in monthly utilities and amenities fees, and have that coincide with an upgrade to your property.

For instance, you may plan to upgrade the windows from single to dual pane. If you schedule the work to coincide with a lease renewal, the tenant feels they are getting something out of the deal. You may even ask your tenants what they would like to have upgraded. In other words, make improvements that are necessary for maintenance or have an immediate return on investment.

Offer extra house cleaning, landscaping services, or mineral water delivery to tenants. You can negotiate the rates with suppliers, contract them out, and collect a fee as a contractor.

The benefits of upgrading your property extend beyond appearances. Most importantly, it allows for a healthy relationship between you and your tenant. In such an active and competitive market, you need to find ways for your property to stand out in the listings.

Quality upgrades will get your rental filled fast and maximize the income on your investment. CEBU CITY, Philippines — A proposal to reclaim land up to 1, hectares in the fishing town of Cordova on Mactan Island, Cebu will push through. This after local officials announced that SM Prime Holdings Inc.

SMPH renewed their commitment to invest in Cordova town during an online meeting with them and officers from concerned government agencies last Thursday, July 9, SM Prime Holdings Inc.

SMPH is the real-estate arm of SM Investments Corporation, which is founded by the late tycoon Henry Sy. Cordova is a third-class municipality that borders Lapu-Lapu City on the south of Mactan Island. It owns around 3, hectares of foreshore land, making it one of the biggest seagrass beds in the country. Cordova Mayor Mary Therese Sitoy-Cho, in a phone interview with CDN Digital, confirmed that consultants from SMPH informed the municipal government of their plans to proceed to the detailed engineering design DED stage of the project.

READ MORE: A long way to go for Cordova reclamation. The project, according to local officials of Cordova, is targeted to be completed by and is composed of four artificially-made islands with a total land area of 1, hectares.

The project, which is pegged to estimate billions, will be done through a public-private partnership PPP arrangement, said Cho. The mayor also said they are projecting that actual civil works for the multi-billion project, whose rough estimates are yet to be determined, to start within to A Project Description Report PDR from the Environmental Impact Assessment team of the Environmental Management Bureau EIA — EMB identified the coastal barangays of Alegria, Bangbang, Buagsong, Catarman, Cogon, Dapitan, Day-as, Ibabao, Gabi, Gilutongan, Pilipog, Poblacion and San Miguel will be affected by the reclamation.

Under the law, a proposed reclamation project would have to be supported by an area clearance, a feasibility study, an environmental impact statement and environment compliance certificate ECC , and local government resolutions posing no objection to the project, among others. When buying a property during this pandemic, the overall environment is one of the key factors that home seekers are now looking for. With the expectation that a similar situation may happen in the future, the address becomes as important as the actual home.

A crisis-ready neighborhood with access to essentials; a place where you can work, play, live and shop; a community that provides access to all your needs yet keeps you close to the hustle and bustle of the city.

You want a home that allows you to embrace a lifestyle that offers everything within reach and mixed-use developments are the answer to the current dilemma of homebuyers in this age of quarantines, lockdowns, and border controls.

It features a cross-section of a community where people gather to work, live, and thrive. These types of developments provide a more comfortable work-life balance for its residents, reducing the need to go far for work or recreation, as the residents can do work, social and personal activities right inside the mixed-use community.

During a pandemic, it provides security and convenience. After a crisis, it rejuvenates the different components within the community.

One of the very few key projects in Cebu that provides a holistic life approach in mixed-use developments is Astra Centre located in AS Fortuna St. It features residential and office spaces, as well as a lifestyle mall and a hotel.

With its unique features, such as a multi-deck, bold canopy, punched windows, and articulated glass, Astra Centre sets a standard for other mixed-use developments in the metro that boasts of being a future-forward development. With stunning amenities within the community, as well as a promising location, future dwellers can experience a modern, dynamic lifestyle in which they can live, work, and thrive, all in one place.

These are the various spaces you can expect in the development. One Astra Place is the residential component of Astra Centre, featuring 28 floors and a range of exciting leisure amenities. Residents will have access to the infinity pool, kiddie pool, jacuzzi, and function halls. When it comes to unit types, you have plenty of options.

The studio units range from The one-bedroom studio units, meanwhile, have One Astra Place is pre-selling with a few units left available.

The expected turnover of the condominium will be in September With a two-level lifestyle mall, Astra Centre will feature indoor and outdoor retail areas, covering dining and entertainment amenities.

Residents will find it more convenient to shop for their essentials in the grocery and convenience stores, catch up with friends and loved ones in the wide variety of dining and restaurants, and bond with friends through leisure activities like watching a movie in a state-of-the-art cinema.

Aside from good social well-being, your physical health improves as well. The proximity to grocery stores, boutique shops, and restaurants promotes walking, making the active lifestyle second nature to you.

Astra Centre will house an office building that has 15 levels of premium spaces. All kinds of enterprises including business process outsourcing can benefit from the synergy of the 4-in-1 development. Residents working within the community can eat at nearby restaurants while business travelers can stay in the hotel adjacent to their office.

Proximity to recreational activities or gyms can help keep employees and residents healthy, happy, and productive. One unique feature is the Radisson RED app where hotel guests will have the convenience of digitally checking in, enabling them to head straight to their room by unlocking the door using their smartphone and not needing to go to the reception.

The presence of Radisson Red in Astra Centre makes it a more luxurious destination, proving beneficial for both residents and businesses in the mixed-use development. Residents can, once in a while, indulge in a staycation. Entrepreneurs can provide upscale accommodations to their colleagues coming to town.

Retailers will find a steady stream of shoppers from hotel guests. This one-stop-shop and work, play and stay feature provides a good flow of overall guest experience. Live, work, and thrive where work, life, and leisure are brilliantly intertwined. Make One Astra Place your future address and reserve a unit today! FOR more than two decades now, Taft Properties has established itself as a formidable player in the real estate industry—a developer that takes time to truly understand the communities it plants roots in and what its residents need.

In light of the current Covid pandemic, the company gives back to the community of Cebu with a series of CSR initiatives. The iconic Horizons , the tallest residential development in Cebu City and the tallest out of all its six projects, was lit in blue to show support for the workforce in the front lines during this global health crisis. Company representatives also personally turned over boxes of face masks to the captains of select barangays in Cebu City such as Lahug, Ramos and Guadalupe.

Key facilities in Cebu were also recipients: the personnel and inmates of Cebu City Jail, as well as the healthcare workers in Bayanihan Center Cebu, a recently completed quarantine facility in the Queen City. Taft touched base with neighboring cities as well: Lapu-Lapu, specifically the barangay of Marigondon, where Soltana Nature Residences—another Taft development—is located.

With Colliers International at the helm of property management, the company has also taken great strides to maintain a high standard of sanitation and hygiene across all its properties: common areas are regularly disinfected, precautionary measures are heightened and strictly implemented, and security and maintenance personnel are housed in the building to ensure their health. With its thriving economy and stunning beaches, choosing to invest in a condo in Cebu is a good move.

Cebu is becoming one of the most sought-after cities in Visayas with its evident growth in the past years for both business and tourism. Looking for a place to raise your family is tricky. A lot of families have been opting to live in condominiums because of the perks it provides. With lots of choices available, it can get overwhelming.

Some families in Metro Manila are starting to relocate to other provinces like Bacolod, Cebu, Boracay, to start their new lives in a thriving city. Factors like schools, location, and work available is a given when considering buying a property. Luckily, Cebu, the Queen City of the South can check them off your list. Cebu is one of the top Philippine tourist destinations to visit and to invest in 1.

The Mactan-Cebu International Airport MCIA handled 5. With these economic improvements, more people are starting to consider Cebu as a good place to settle down. This means that moving to this city provides growing opportunities for families who want to launch or expand their business.

The hospitality of Cebuanos makes living in Cebu even more enticing. They are very welcoming to tourists and are warm and friendly when interacting with newcomers and guests. It is one of the deciding factors why more people are settling down in Cebu.

Aside from Cebuano hospitality, Cebu is also graced by pristine beaches like Moalboal, Malapascua Island, and Bantayan Island. Living in a place where you can just easily relax on a beach is also one of the great factors why people are actually investing in condominiums and properties in the area.

The food in Cebu is also one for the books. Delicacies like the Cebu Lechon are making waves not just here but also abroad. Festivities like Sinulog also make it more exciting for interested local and foreign dwellers. Mactan Cebu International Airport Terminal 2 MCIA was inaugurated on June 7, and commenced operations the month after.

Since then, MCIA has been recognized globally for its stellar design, and has won the much-coveted International Architecture Awards IAA for its unique eco-friendly Filipino-themed design. Living in a condo unit eliminates many logistical problems that one encounters when staying in a house. It also makes one belong to a community with thoughtfully designed spaces and allows access to a set of amenities. This gives each member of the family something to enjoy. This has been a long-standing commitment of 32 Sanson by Rockwell.

In addition to its convenient location, 32 Sanson also has a playground, an expansive green lawn, a fitness gym and a swimming pool. The master-planned development consists of residential towers, with units for sale sitting atop 3. For potential buyers who want to immediately move into their units, its third tower, Buri, has recently been turned over for residents to enjoy. For buyers looking at securing their units from the property; the Solihiya tower is already pre-selling.

Looking for a condo for sale in Cebu is now easier with Rockwell adding its roster of prestigious residential developments in the city. Living in Cebu is a smart choice for any family. There is so much promise in location, marvelous nature, vibrant culture, and thriving economy that condos for sale in Cebu can provide for any growing family in the long run.

February 23, by 32 Sanson. In a time when convenience has become the ultimate luxury, residential developments have gotten creative in carving out spaces for even the most discerning market. Having amenities within reach is one of the factors to consider when choosing a living space.

It is also important that these amenities go beyond simple functionality. How a developer marries indoor and outdoor spaces for a seamless and elevated community can be a huge draw for homebuyers. At 32 Sanson by Rockwell, the serenity of nature and the modern conveniences of urban living are reflected in the flourishing foliage surrounding the 3. Upon entering the gated development, the design aesthetics in and around its residential towers will transport one to a tropical paradise that seems far-flung.

For a glimpse of the Rockwell lifestyle, here are some of the myriad of activities residents can do without having to leave the estate.

Enjoy some alone time doing laps at one of the two pools, or have a splashing good time with the family—either way, prepare to soak up the verdant view of the gardens in between swims. Brush up on your athletic skills or take up a new one. Residents of all ages and ability levels can play their favorite sports anytime right in their own backyard. Create fun and lasting memories with and for them by taking them outdoors more often.

Gather loved ones and guests for special occasions such as birthdays, anniversaries, graduations, and the like. Toast to milestones in one of the function rooms that can host soirees and other affairs. The clubhouse is a tastefully appointed space that looks just as exquisite during the day as it does at night.

Maintain fitness goals with the fully equipped gym that comes with a picturesque view. n the mood for international dishes or maybe some cakes and pastries?

Both proudly homegrown, Kayu serves up traditional western dishes infused with Asian techniques, while Marisse Patisserie whips up sweet confections inspired by friends, family, and travels.

By: Amy R. In the Philippines, some islands hold an enduring allure that captivates guests many times over. Ini, menurut penelitian, disebabkan oleh emosi yang terkait dengan perjudian. Tujuan utama penjudi saat memasuki kasino adalah menghasilkan uang.

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Tidak ada penjudi yang berhasil melewati keberuntungan dan taruhan yang kurang informasi. Mereka yang berpikir bahwa dunia bekerja tanpa pikiran yang penuh perhitungan, akhirnya kehilangan segalanya. Alih-alih menghalangi seseorang untuk berjudi, itu cenderung mendorong mereka untuk melakukannya karena mereka akan kembali lagi dan lagi sampai mereka kecanduan. Namun, ini sangat berbeda dalam perdagangan forex. Anda harus mencoba membedakan pikiran Anda dari tindakan Anda selama fase pelatihan.

Untuk membuat pilihan yang lebih baik dan membuka transaksi kemenangan, seorang trader harus belajar membedakan keserakahan dari rasa takut. Tidak ada emosi yang terlibat, dan trader dapat keluar kapan saja. Bahkan jika perdagangan Forex tidak bebas risiko, seseorang sepenuhnya menyadari posisi yang mereka beli. Ada berbagai perangkat lunak yang dapat membantu Anda menganalisis pasar dengan benar, serta rekomendasi berbeda untuk membuka dan menutup posisi perdagangan.

Faktor-faktor ini dapat bervariasi tergantung pada proses dan strategi analitis Anda. Jika Anda melakukan riset fundamental dan teknis, Anda harus tetap memperhatikan tren pasar, bahkan jika itu membutuhkan waktu berhari-hari atau berminggu-minggu sebelum Anda menentukan posisi. Dari sini, Anda dapat menyimpulkan bahwa lucky deal adalah mitos dan trader yang sukses memiliki catatan riset pasar yang bagus sebagai rahasia sukses utamanya.

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